Renewable Term | Money Wise Mortgages LTD | Mortgage Adviser Buckie | Mortgage Adviser Moray

Renewable Term Assurance

This type of Term Assurance provides you with the option, upon the end of your initial term, to lengthen the policy, without the need for Medical Underwriting. A new premium will be assessed and will be based upon your age at the time you take up this opportunity. At the start of your term, this type of cover is reasonably inexpensive, but the premium can greatly increase at the time of renewal.

provides you with the option to extend the insurance term when it reaches an end.
the premium is based on the health information you gave the insurer at the time you took out the policy, despite your current health state.
a useful type of policy to handle unforeseen circumstances/events.
if you are unable to afford the level of cover your require, at present, this is a good option.

Please be aware that in some cases this type of assurance is based on an assessment of the health of the applicant.

THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.

Protection

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Money Wise Mortgages LTD | Mortgage Adviser Buckie | Mortgage Adviser Moray | Local Mortgage Adviser