Fixed Rate Mortgages

The Rates

In a fixed rate mortgage plan, the interest rate is fixed for a set period of time, which can be for up to 5 years or more. The monthly mortgage payment remains the same, regardless if the mortgage providers interest rates rise or fall. This means that as a borrower, you know the exact amount of your monthly repayment and for how long you'll be paying it.

In some cases, the interest rate charged on a fixed rate mortgage can be more than the interest rates charged for other types of mortgages. The borrower may also have to pay an arrangement fee. Typically, on completion of the fixed rate deal, the lender's standard variable rate applies.

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME OR PROPERTY. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE.

The Financial Conduct Authority does not regulate most forms of buy to let mortgage.

Mortgages

Call us today on 01542 280330 and we'll be pleased to help you.

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Money Wise Mortgages LTD | Mortgage Adviser Buckie | Mortgage Adviser Moray | Local Mortgage Adviser

Money Wise Mortgages LTD | Mortgage Adviser Buckie | Mortgage Adviser Moray | Local Mortgage Adviser